Broker Check

P: (858) 550-9312
F: (877) 591-7856

9605 Scranton Road #625San DiegoCA 92121

CLIENTS & PROCESS

Chau Lai’s clientele includes a broad range of business owners, entrepreneurs, highly-compensated professionals, medical and dental practitioners, and families.

Her work for her clients is impactful, both short- and long-term. She advocates that a strong personal and professional financial goal alignment is every bit as critical as choosing the right investment vehicles. With a deep commitment to addressing client needs, she combines her extensive knowledge of sound financial strategies with her understanding of appropriate products to produce an integrated approach to managing her clients’ finances over the course of their lives. She also offers a unique approach to women’s financial independence and wellness. Among other benefits, Chau Lai’s process assists you to:

Business Owners

Chau Lai’s process addresses effective steps you can take now. These include guidance in how to:

  • Develop an effective action plan to use your business assets and cash flow to build your personal balance sheet
  • Position your business to provide a surplus of funds to ensure that your retirement is not solely dependent upon the sale of your business. Rather, the business sale will generate extra funds to enhance your retirement lifestyle—allowing you to be in control of the timing and negotiation of the sale
  • Lay out a blueprint to successfully transition your business to your chosen successor(s)

Families

Chau Lai’s process addresses crucial issues and considerations. She will guide you in how to:

  • Avoid exposing your assets to your creditors and/or your children’s creditors
  • Evaluate the effectiveness of your advisory team—including your financial advisor, CPA, business attorney, estate planning attorney, banker—and help coordinate their efforts to best represent your interests
  • Set up your estate legal documents to reflect your values and specify how you and your spouse want to be cared for in the event of incapacity or death

Physicians & Dentists

Among other benefits, Chau Lai’s process sets you up to:

  • Protect your income and assets from adverse life events, such as illness or injury
  • Prepare you to be financially secure to support your current lifestyle apart from your practice if you are physically, mentally, or emotionally unable to provide patient care

Women

Among other benefits, Chau Lai’s process assists you to:

  • Avoid taking any uncompensated risks in your investment and retirement portfolio—that is, more risk than your portfolio can ever return
  • Understand the difference between saving and investing, tailored to your personal goals
  • Learn how to build, protect and enjoy lasting wealth
  • Evaluate the effectiveness of your advisory team—including your financial advisor, CPA, business attorney, estate planning attorney, banker—and help coordinate their efforts to best represent your interests