Your DNA Test If your family relies on your income, it’s critical to know what their needs would be in the event of your death. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content What is Life Insurance? Part 1 What is Life Insurance? Part 1 Why Millennials May Need Life Insurance Now More than Ever It’s easy to feel invincible when you’re young, healthy and have a steady paycheck. After all, the chances of something catastrophic happening to you are pretty low, right? Lifetime of Earnings Estimate how much you have the potential to earn during your working years.